Small Business (SBA)

Want Capital Now can get you an SBA loan fast and easy.

Want Capital Now is an SBA lending "Preferred Financial Services" company, which results in our SBA loans being processed more quickly and efficiently than many others.

SBA loans include many advantages over traditional financing, including longer terms, no points, and no balloon payments.

Who is Eligible?

Most for-profit small businesses are eligible for an SBA-guaranteed loan, including manufacturers, wholesalers, retailers, service businesses, franchises, and independent businesses.

SBA 7(A) Loan Size: $150,000 to $5 Million

Fees

• Packaging Fee: $750 to $2,000

  • Based on Loan Size

  • Collected at the Time of Submission

  • Refunded if Loan Declined

• SBA Guaranty Fee: 1.70% to 2.60% of Loan Amount

  • Can be Financed

Qualifications

Use the Money For

• Retail and Service Businesses With Sales

• Wholesale Businesses With 100 Employees or Less

• Manufacturing Businesses With 500 Employees or Less

• Adequate Historic Cash Flow to Cover the Proposed Debt

• Debt-to-Net-Worth Must Meet Industry Averages

• Borrowers Actively Involved in Day-to-Day Operations

• Satisfactory Personal Credit Required for All Principles and Guarantor With No Bankruptcies

• No Felony Arrests

• Business Acquisition

• Business Expansions

• Commercial Real Estate: Purchases, Construction, or Refinance

• Leasehold Improvements

• Machinery, Equipment, Furniture, or Fixtures

• Start-Ups Including ALL Franchises, Motels, Restaurants, Gas Stations, and Convenience Stores

• Working Capital